September 2025 | A Note from Kinsey
To our valued clients,
A NOTE FROM KINSEY
“As most of you have heard by now, I’ve had some fairly serious health issues over the last month. In the beginning of August, I experienced terrible headaches. I ended up in the ER in Lubbock while visiting friends and discovered I had a brain tumor in my right frontal lobe. I’ve had two melanomas in the past that we believed were caught early and removed. I was already an established patient at MD Anderson for those melanomas so when the brain tumor was discovered our team really wanted us in Houston. On August 20th, I had a craniotomy and the tumor was successfully removed. As of today, it’s been a little over two weeks since the surgery, and I’m doing great. I walk every day. I haven’t had anything stronger than a Tylenol in the last 10 days. The tumor was confirmed to be metastatic melanoma so further treatment will be required. We are working to be able to receive treatment (a combination of two different immunotherapies) in Amarillo. The treatment will be fairly intense over the remaining months of 2025 and then I will move to once a month in 2026. I was fortunate enough to be part of a clinical trial for GammaTiles that uses very localized radiation on the tumor cavity. Early data on the trial is very promising.
I’ll be returning to work on a limited basis this week. I fatigue easy and predict it will only be a couple hours a day in the beginning. When you get a life changing diagnosis, you can’t help but evaluate your life. Here’s what I know:
I love Canadian. I have been overwhelmed with love and generosity. It’s been humbling to be on the receiving end of so much love.
I have the best family, friends, and church a person could ask for.
I hate sitting at home. I’m terrible at it.
I really do love my job. I’ve already gotten push back from a few people close to me about going back to work. But my job is fulfilling, and I work with some of the best people on the planet. My neurosurgeon encouraged me to get back to regular life as soon as I feel able. Even while in the hospital I was reading articles and listening to podcasts about financial planning. I feel blessed to enjoy my career.
Our team at Perennial Wealth Advisors is amazing. We’ve always taken a little different approach at our firm in that all three advisors work as a team for every client. In situations like this, where I may be out for good chunks of time, it’s great to know that there are two other advisors that are intimately knowledgeable about your situation. We will work hard to make sure that there is efficient continuity of service. Lorena keeps our office running like a well-oiled machine, and she needs to be your first point of contact.
Many of you reached out in the first week or so after my surgery. I was overwhelmed and terrible at responding. Please know that your notes and calls meant so much to Dillon and I.
Thank you for your prayers and notes of encouragement.”
-Kinsey Burrus
MARKET UPDATE
If you have made it this far, you’re up to date on Kinsey’s situation, and are likely a regular reader of our monthly newsletter. This being the case, you might have noticed that last month our beloved Nick Murray did not release a “Client’s Corner.” Well, this month he is back with a vengeance in a piece titled “The Mythology of Bonds.” Given the relative density of this article, I will spare you my thoughts and encourage you to read Nick’s. If you are an active client of PWA, Nick’s piece will immediately follow as a separate email with an attached PDF, and I will be back with an update next month. Thank you for being clients and readers.
FRIENDLY REMINDERS
One Big Beautiful Bill Act –Signed into law by President Trump on July 4th, 2025, this legislation makes permanent the seven tax brackets created by the TCJA. These permanent brackets are: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Also, the estate tax exclusion per individual was moved up to $15 million. There is much more in the bill, and we have attached a graphic outlining the changes.
Life Insurance – In the event that you have active life insurance policies, please reach out to us for a review. We are doing our best to cover these in meetings, but want to make sure we do not have any unforeseen lapses in coverage. As a newly independent firm, we do not have the same type of viewing/payment capabilities as before. Please reach out with any questions.
Google Reviews – Please consider using this link to give us a review on Google. These reviews help us become more visible, credible, and to find and serve more clients like you.
PWA Portal – Below is a link to your PWA portal login. This portal is your one-stop shop to view your accounts, balances, and quarterly statements. If you are unable to login, please let us know and we will get you set up.
Thank you, thank you, thank you for the continued support for Kinsey. We are appreciative always that you are our clients. It is a privilege to serve you.
On behalf of your PWA team,
Brock Hedgecoke, CFP®
Financial Advisor